Richard F. Hourigan
Gazette, The (Colorado Springs), Sep 1, 2010
Richard F. Hourigan, 80, of Colorado Springs passed away August 26th. A loving, giving, gentle man who was generous with his time, treasure and talent will be missed by all. He was born in Hoboken, NJ on Dec. 17, 1929 to William J. and Gladys V.(Perry) Hourigan. Spent his youth in Teaneck, NJ. Attended Teaneck H.S.
and loved visiting relatives in Oswego, NY. Dick entered the Service in the US Navy on Dec. 1, 1948 in NY, NY. He proudly served on the USS Redbud, USS Salamonie and the USS E-PCE
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2010
09.02
Pirated software can cost consumers lost time and more money.
Developers lose revenue from pirated software, from current products as well as from future programs. When software is sold most developers invest a portion of the revenue into future development and better software packages. When software is pirated, software developers lose revenue from the sale of their products, which hinders development of new software and stifles the growth of the software company.
Kinds of Piracy
End User Piracy -
Using multiple copies of a single software package on several different systems or distributing registered or licensed copies of software to others. Another common form of end user piracy is when a cracked version of the software is used. Hacking into the software and disabling the copy protection, or illegally generating key codes that unlocks the trial version making the software a registered version creates a cracked version.
Reseller Piracy -
Reseller piracy occurs when an unscrupulous reseller distributes multiple copies of a single software package to different customers; this includes preloading systems with software without providing original manuals & diskettes.
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2010
09.02
This lawyer can guide you throughout the entire process, as well as aid you in obtaining the necessary forms needed in California to file for bankruptcy. The forms needed are referred to as ?schedules?. Schedules help you in obtaining the documents you need in your case.
After you or your attorney has filed the bankruptcy documents, creditors cannot legally contact you in any way regarding the debts you have included in the bankruptcy case.
Ken Charnley is a personal finance publisher whose website Bankruptcy Loans is dedicated to quality information on Bankruptcy faqs & Loans. For all your Bankruptcy faqs needs visit and Apply for Bankruptcy Loans Online.
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2010
09.01
The clerk will then give a receipt to the owner redeeming the foreclosure and file the receipt in the foreclosure record. The bank must then promptly furnish the owner with a release.
Objection Procedure
1) Clerk holds the amount objected to.
2) Hearing is scheduled
3) Court makes order determining what needs to be paid
Right to possession of the property
1) Prior to the entrance of the judgment and up to 30 days after the confirmation of the sale the property will be occupied by the homeowner.
2) After the appeal period 30 days after confirmation of sale property to the high bidder.
3) The court that confirmed the sale can hear and grant a supplemental petition for possession.
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2010
09.01
Check with an attorney on variables in holding title by state.
-Tenancy in common. When two or more persons own a piece of real estate. Each owns an undivided fractional interest.
-Joint tenancy. When a property is owned by at least two people, and all have the right of survivorship, until only one person is left and that person takes sole ownership. Rights of survivorship in some states have been terminated.
-Tenancy by the entirety. Created for married couples with full rights of survivorship. Each person has an undivided interest in the property. These tenancies can be terminated by death, divorce, legal judgment, or written agreement.
-Severalty. One person holds title to a property.
-Trusts. Ownership to real estate can be held in a trust. Control is transferred to a third-party for the benefit of the owner.
-Cooperatives. The corporation who holds title to the land and structure delivers owners or shareholders stock in the specific units. Consult state laws for further information on cooperatives.
-Ownership of real estate by businesses varies state by state, consult local laws for applicable information.
-Verify that your title has been properly recorded after it has been delivered and accepted by you.
Mark Nash is the author of “Fundamentals of Marketing for the Real Estate Professional”, “Starting & Succeeding in Real Estate”, “Reaching Out: The Financial Power of Niche Marketing”, and “1001 Tips for Buying and Selling a Home”.
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2010
09.01
Machine-made dovetails are thin and even.
Construction. Phillips screws, staples and fiberboard are all tip-offs to reproductions. On antiques with large surfaces (tables, trunks, armoires), furniture makers used wide boards with an uneven width. Reproductions use narrow boards with an even width.
Gluing. On older pieces, cabinetmakers would reinforce glued joints with dowels, mortise and tenon etc. to ensure that they were good and sturdy. Poor quality reproductions will often only be glued which down the road will lead to them falling apart. Slip a piece of paper between the joints to see if it is reinforced.
Hardware. Vintage hardware has patina. It doesn?t have a lacquer finish to protect it from tarnishing and it isn?t shiny and new looking.
Rebuilt/refurbished/reproductions.
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